.page-banner {
      margin-top: 80px;
      background: linear-gradient(145deg, #0a192f 0%, #1e3a5f 100%);
      padding: 100px 0;
      text-align: center;
      position: relative;
      overflow: hidden;
    }
    .page-banner::after {
      content: "";
      position: absolute;
      top: 0;
      left: 0;
      width: 100%;
      height: 100%;
      background-image: url('https://picsum.photos/id/42/1600/600');
      background-size: cover;
      background-position: center;
      opacity: 0.15;
      z-index: 0;
    }
    .page-banner .container {
      position: relative;
      z-index: 2;
    }
    .page-banner h1 {
      font-size: 56px;
      font-weight: 600;
      color: #ffffff;
      margin-bottom: 20px;
      text-shadow: 0 2px 8px rgba(0,0,0,0.2);
    }
    .page-banner p {
      font-size: 22px;
      color: #e0e4e8;
      max-width: 700px;
      margin: 0 auto;
    }
    .page-banner .gold-line {
      width: 100px;
      height: 4px;
      background: #d4af37;
      margin: 25px auto 0;
    }

    /* article grid */
    .insights-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 30px;
      margin: 80px 0 50px;
    }
    .article-card {
      background: #ffffff;
      border-radius: 20px;
      overflow: hidden;
      box-shadow: 0 10px 30px rgba(0,20,40,0.05);
      border: 1px solid #eef2f6;
      transition: transform 0.3s, box-shadow 0.3s;
    }
    .article-card:hover {
      transform: translateY(-6px);
      box-shadow: 0 20px 40px rgba(0,30,60,0.12);
      border-color: rgba(212,175,55,0.2);
    }
    .article-thumb {
      height: 200px;
      overflow: hidden;
    }
    .article-thumb img {
      width: 100%;
      height: 100%;
      object-fit: cover;
      transition: transform 0.5s;
    }
    .article-card:hover .article-thumb img {
      transform: scale(1.05);
    }
    .article-content {
      padding: 25px 20px 30px;
    }
    .article-content h3 {
      font-size: 22px;
      font-weight: 600;
      line-height: 1.4;
      margin-bottom: 12px;
    }
    .article-content h3 a {
      text-decoration: none;  /* no underline */
      color: #0a192f;
      transition: color 0.2s;
    }
    .article-content h3 a:hover {
      color: #d4af37;
    }
    .article-meta {
      display: flex;
      align-items: center;
      gap: 15px;
      margin-bottom: 15px;
      font-size: 14px;
      color: #7a8ca0;
    }
    .article-meta i {
      color: #d4af37;
      font-size: 14px;
      margin-right: 4px;
    }
    .article-summary {
      color: #4d627a;
      font-size: 15px;
      line-height: 1.6;
      margin-bottom: 20px;
    }
    .read-more {
      color: #d4af37;
      font-weight: 500;
      text-decoration: none;
      font-size: 15px;
      display: inline-flex;
      align-items: center;
      gap: 6px;
    }
    .read-more i {
      font-size: 12px;
      transition: transform 0.2s;
    }
    .read-more:hover i {
      transform: translateX(4px);
    }

    /* pagination - exact structure as requested */
    .pagination {
      display: flex;
      justify-content: center;
      align-items: center;
      gap: 8px;
      margin: 40px 0 80px;
      flex-wrap: wrap;
    }
    .page-num {
      display: inline-flex;
      align-items: center;
      justify-content: center;
      min-width: 42px;
      height: 42px;
      padding: 0 8px;
      background: #ffffff;
      border: 1px solid #dde3e9;
      border-radius: 10px;
      color: #2b3f59;
      font-size: 16px;
      font-weight: 500;
      text-decoration: none;
      transition: all 0.2s;
    }
    .page-num i {
      font-size: 14px;
    }
    .page-num:hover {
      background: #0a192f;
      border-color: #d4af37;
      color: #ffffff;
    }
    .page-num-current {
      background: #0a192f;
      border-color: #d4af37;
      color: #d4af37;
      font-weight: 600;
      cursor: default;
    }
    .page-num-current:hover {
      background: #0a192f;
      color: #d4af37;
    }
    span.page-num {
      background: transparent;
      border-color: transparent;
      color: #8a9bb0;
      cursor: default;
    }
    span.page-num:hover {
      background: transparent;
      border-color: transparent;
      color: #8a9bb0;
    }

    /* responsive */
    @media (max-width: 992px) {
      .insights-grid { grid-template-columns: repeat(2, 1fr); }
      .footer .container { grid-template-columns: 1fr 1fr; }
    }
    @media (max-width: 768px) {
      .nav-menu { display: none; }
      .page-banner h1 { font-size: 42px; }
      .insights-grid { grid-template-columns: 1fr; }
      .pagination { gap: 5px; }
      .page-num { min-width: 38px; height: 38px; }
    }